Topstep
Industry pioneer (founded 2012) with 3-stage pipeline: Combine → XFA → LFA with real capital. Lowest monthly subscription at $49/mo.
Min Trading Days
2
Time Limit
unlimited
Consistency (Eval)
50%
DD Lock
at initial balance
Account Sizes
| Size | Price | Profit Target | Trailing DD | Daily Loss | Max Contracts | Payout Cap |
|---|---|---|---|---|---|---|
| $50,000 | $49/mo | $3,000 | $2,000 | — | 5 mini | $5,000 |
| $100,000 | $99/mo | $6,000 | $3,000 | — | 10 mini | $5,000 |
| $150,000 | $149/mo | $9,000 | $4,500 | — | 15 mini | $5,000 |
Trading Rules
Payout Details
Frequency
after_requirements
Processing Time
1-3 biz days approval + 1-5 biz days delivery
Processing Fee
$30
Methods
Wise, ACH, Wire/SWIFT
Min Profitable Days
5
Profit Split
90/10
TopstepX only for new accounts. No DLL on TopstepX. XFA starts at $0 balance. Standard pricing path: lower monthly + $149 activation. No-Act-Fee pricing path: higher monthly + $0 activation. Winning day = $150+ net P&L. 5 winning days required per payout. No consistency rule in funded. $30/payout processing fee. After first payout, MLL set to $0. 2nd+ payouts require profit > $0 since last payout.
Min Trading Days
2
Time Limit
unlimited
Consistency (Eval)
50%
DD Lock
at initial balance
Account Sizes
| Size | Price | Profit Target | Trailing DD | Daily Loss | Max Contracts | Payout Cap |
|---|---|---|---|---|---|---|
| $50,000 | $49/mo | $3,000 | $2,000 | — | 5 mini | $6,000 |
| $100,000 | $99/mo | $6,000 | $3,000 | — | 10 mini | $6,000 |
| $150,000 | $149/mo | $9,000 | $4,500 | — | 15 mini | $6,000 |
Trading Rules
Payout Details
Frequency
after_requirements
Processing Time
1-3 biz days approval + 1-5 biz days delivery
Processing Fee
$30
Methods
Wise, ACH, Wire/SWIFT
Min Profitable Days
3
Profit Split
90/10
TopstepX only for new accounts. No DLL on TopstepX. XFA starts at $0 balance. Introduced Feb 5, 2026. Standard pricing path: lower monthly + $149 activation. No-Act-Fee pricing path: higher monthly + $0 activation. 3 trading days + 40% consistency target (largest day <= 40% of net profit) required per payout. Higher payout cap ($6K vs $5K Standard). $30/payout processing fee. After first payout, MLL set to $0. Consistency resets after each payout.